In case you arent aware, do not let your life or health insurance lapse while you are in treatments
Coloman
Member Posts: 52
You will not be able to get new insurance for several years after treatment ends and then the options are few. I recently had a conversation with a fellow cancer patient who thought she could drop an expensive life policy and pick up a new one with another company. NO.....That would be sort of like waiting to buy homeowner's insurance until your house is on fire.
Check all your policies and make sure they are current and put them on auto-draft pay so you don't forget them.
Check all your policies and make sure they are current and put them on auto-draft pay so you don't forget them.
0
Comments
-
This is a common misunderstanding by a lot of people. You cannot, as a general rule, buy life or health insurance after you have gotten sick. After you finish treatment and are clean for a number of years, you may be able to obtain insurance then. Sometimes riders will be placed on the coverage not paying for future cancer expenses. I was able to purchase a cancer policy, health insurance, and life insurance after 10 years.0
-
I had life insurance since I was in my 20s. I thought of cashing it in for a good time. Maybe not.0
-
We had to let my husbands go when he retired as it was thru his company. Lesson learned no matter what you have thru work, buy some privately0
-
For any life insurance where you're financially strapped, do not drop your policies but rather see if any dividends are available for you to collect. One phone call can make a difference.0
Categories
- All Categories
- 1 Announcements
- 846 General Discussion
- 880 General Cancer
- 3 Adrenal Cortical Cancer
- 7 Anal Cancer
- 3 Bile Duct (Cholangiocarcinoma) Cancer
- 5 Bladder Cancer
- 18 Brain and Spinal Cord Tumors
- 78 Breast Cancer
- 1 Breast Cancer in Men
- 14 Bone Cancer
- Caregivers
- 1 Cancer of Unknown Primary
- 4 Cervical Cancer
- Chronic Lymphocytic Leukemia
- 13 Colorectal Cancer
- Diffuse Large B-Cell Lymphoma
- 2 Endometrial Cancer
- 4 Esophageal Cancer
- 3 Eye Cancer
- 1 Gallbladder Cancer
- 25 Head & Neck/Throat Cancer
- Hodgkin Lymphoma
- 5 Kidney Cancer
- 4 Leukemia
- 4 Liver Cancer
- 12 Lung Cancer
- 4 Lung Carcinoid Tumor
- Mantle Cell Lymphoma
- Mesothelioma
- 10 Multiple Myeloma
- 6 Non-Hodgkin Lymphoma (NHL)
- 17 Ovarian and Fallopian Tube Cancer
- 2 Pancreatic Cancer
- Penile Cancer
- 1 Pituitary Tumors
- 12 Prostate Cancer
- 1 Rare Cancers
- 3 Skin Cancer - Lymphoma
- 7 Skin Cancer - Melanoma
- 4 Skin Cancer - Non-Melanoma
- Small Intestine Cancer
- 3 Soft Tissue Sarcoma
- 3 Stomach Cancer
- 1 Testicular Cancer
- Thymus Cancer
- 7 Thyroid Cancer
- 2 Vaginal Cancer
- Vulvar Cancer